Germany's green bank
Because ecology and economy belong together
UmweltBank is a German sustainable bank that combines finance with ecological and social responsibility. For more than 28 years, we have been financing renewable energy projects and green housing. We believe in a modern understanding of economic efficiency where sustainability and profitability go hand in hand.
Make a difference
Invest in a better world today!
- Would you like to invest your money wisely and sustainably?
- Are you convinced that money can improve the world?
- Would you like to be part of a community that makes a difference?
Then come to UmweltBank! With UmweltBank, you are choosing a bank that takes responsibility for people and the environment. Become part of our community and help shape the future!
Our investment criteria
We apply strict positive and exclusion criteria to ensure that all investments support environmental sustainability and make a positive contribution
Coal-fired power stations or wind farms? Fossil fuels or renewable energy? Every bank decides how customer deposits are used — and therefore what industries are financed. By choosing UmweltBank, customers directly contribute to a more sustainable and climate-friendly future.
We do not finance
- Nuclear energy
- Fossil fuels
- Factory farming
- Military goods
- Animal testing
Instead, we finance
- Photovoltaic systems
- Kindergartens
- Community wind farms
- Affordable housing
- Student dormitories
Switch to the green side of banking with us
Checking account
Girokonto
- Contactless payments with your smartphone & easy banking online or via app
- Free account switching service
- Fair terms and conditions from € 4.90 per month
Instant access savings account
Tagesgeld
- Free account
- Attractive interest rates
- Supports sustainable projects
Project example: Bürgerwind Fuchstal Gemeindewald wind farm
This renewable energy project in Germany supplies more than 4,700 households with green electricity and avoids 16,000 tonnes of CO₂e annually. This corresponds to approximately the weight of 1.5 Eiffel Towers.
In addition, the wind farm is linked to a research project on camera-based bird monitoring. It is being carried out in collaboration with Weihenstephan-Triesdorf University of Applied Sciences and funded by the Free State of Bavaria.
This project was made possible through citizen participation and financing by UmweltBank, demonstrating how sustainable banking can directly enable climate protection and technological innovation.
Questions and Answers
UmweltBank has stood for green banking for almost 30 years. We exclusively finance sustainable projects – from renewable energies to sustainable real estate. In this way, we are driving forward the energy transition and promoting social and ecological housing construction.
UmweltBank follows strict sustainability criteria and does not invest in fossil fuels, nuclear energy, or harmful industries.
Our values are deeply rooted in the United Nations Sustainable Development Goals (SDGs) and shape our actions. Clear positive and exclusion criteria ensure that we only invest in meaningful, sustainable areas – fossil fuels, nuclear power, weapons and military goods are excluded.
As a sustainable direct bank, we offer you a comprehensive portfolio of green financial products – combined with the advantages of a modern online bank and personal service.
Unfortunately, only adults residing in Germany can open an account with UmweltBank.
Yes, UmweltBank is a fully licensed German bank and operates under national and European banking regulations.
Transparency is important to us. That's why we report regularly on our sustainable actions, our goals and our progress. You can find all the information in our latest sustainability report. Sustainability and Annual Report 2024 (English)
UmweltBank contributes to climate protection through a clear sustainability and climate strategy that guides all our financing decisions. We focus on renewable energy projects such as solar and wind power, as well as energy-efficient and ecological housing. In addition, we apply strict positive and exclusion criteria: we actively finance projects with measurable environmental benefits while consistently excluding investments in harmful industries such as fossil fuels and nuclear energy.
UmweltBank assesses all investments and projects against strict ESG criteria. ESG (Environmental, Social, Governance) criteria provide a framework for evaluating the sustainability and ethical responsibility of investments and projects. For example, UmweltBank does not finance fossil fuel projects, whilst initiatives such as the expansion of renewable energy and sustainable housing are specifically supported.
EMAS is a voluntary environmental management system established by the European Union that helps companies and organisations to continuously improve their environmental performance.
UmweltBank has been EMAS-certified since 2017 and has successfully met the standards every year since then to retain this certification. EMAS helps us to reduce our environmental impact, use resources efficiently and achieve clear sustainability goals. It provides UmweltBank with a reliable framework for measuring progress and communicating it transparently.