Germany's green bank

Because ecology and economy belong together

UmweltBank combines finance with ecological and social responsibility. We have been financing environmental projects for 28 years, from sustainable buildings to solar parks. We believe in a modern understanding of economic efficiency: for us, sustainability and profit go hand in hand.

Your money supports the energy transition

Green banking since 1997

We combine ecology with economy

Make a difference

Invest in a better world today!

  • Would you like to invest your money wisely and sustainably?
  • Are you convinced that money can improve the world?
  • Would you like to be part of a community that makes a difference?


Then come to UmweltBank! With UmweltBank, you are choosing a bank that takes responsibility for people and the environment. Become part of our community and help shape the future!

Our investment criteria

We have clear exclusion criteria and only invest in projects that make a positive contribution

Coal-fired power stations or nurseries? Factory farming or wind farms? Have you ever wondered what your bank does with your money? Your money doesn't just sit in your account; your bank invests it in industries and companies. By choosing your bank, you decide where your money goes.

We do not finance

  • Nuclear energy
  • Fossil fuels
  • Factory farming
  • Military goods
  • Animal testing

Instead, we finance

  • Photovoltaic systems
  • Kindergartens
  • Community wind farms
  • Affordable housing
  • Student dormitories

Switch to the green side of banking with us

Checking account

Checking account

Girokonto

  • Contactless payments with your smartphone & easy banking online or via app
  • Free account switching service
  • Fair terms and conditions from € 4.90 per month
Instant access savings­ account

Instant access savings­ account

Tagesgeld

  • Free account
  • Attractive interest rates
  • Supports sustainable projects
Bürgerwindpark Fuchstal Gemeindewald Windrad
Bürgerwindpark Fuchstal Gemeindewald Windrad Quelle: Johannes Jais
Bürgerwindpark Fuchstal Gemeindewald
Bürgerwindpark Fuchstal Gemeindewald Quelle: Johannes Jais
Bürgerwindpark Fuchstal Gemeindewald
Bürgerwindpark Fuchstal Gemeindewald Quelle: Johannes Jais

Project example: Bürgerwind Fuchstal Gemeindewald

The wind farm supplies more than 4,700 households with green electricity and avoids 16,000 tonnes of CO₂e annually. This corresponds to approximately the weight of 1.5 Eiffel Towers.

But that's not all: the wind farm is linked to a research project on camera-based bird monitoring. It is being carried out in collaboration with Weihenstephan-Triesdorf University of Applied Sciences and funded by the Free State of Bavaria.

This was made possible by joint investment from citizens and financing from UmweltBank.

Questions and Answers

UmweltBank has stood for green banking for almost 30 years. We exclusively finance sustainable projects – from renewable energies to sustainable real estate. In this way, we are driving forward the energy transition and promoting social and ecological housing construction.

Our values are deeply rooted in the United Nations Sustainable Development Goals (SDGs) and shape our actions. Clear positive and exclusion criteria ensure that we only invest in meaningful, sustainable areas – fossil fuels, nuclear power, weapons and military goods are excluded.

As a sustainable direct bank, we offer you a comprehensive portfolio of green financial products – combined with the advantages of a modern online bank and personal service.

Unfortunately, only adults residing in Germany can open an account with UmweltBank.

Transparency is important to us. That's why we report regularly on our sustainable actions, our goals and our progress. You can find all the information in our latest sustainability report. Sustainability and Annual Report 2024 (English)